Services

Nowadays the Bank offers a wide range of services on the long-term financing of the projects aimed at creation of competitive and export-oriented productions in non-primary sectors of economy, as well as construction and modernization of industrial, energy-producing, transport, and telecommunication infrastructure.

Along with offering long-term lending services (for the period longer than 5 years) for investment projects and export operations, providing agency services and granting bank guarantees, the Bank offers a whole range of additional services allowing to:

1. decrease the cost of financing through effective structuring of projects;
2. diversify the sources of funding;
3. share the risks among the financing parties;
4. simplify the project financing process.

Additionally, the Bank offers investment banking services for clients entering capital markets.

Following the practices of the leading world development banks, the Bank constantly works at expanding the range of financial instruments through implementing innovative financing mechanisms, such as issuing project bonds, mezzanine financing, etc.

The main principles and priorities of the Bank’s credit policy, investment priorities, quantitative restrictions on attraction of the borrowed funds, limits, directions, possible conditions, procedures and terms of lending, allocation of shareholders’ equity, co-financing, issuing guarantees, performance of agent’s functions are stated in the Memorandum of the Bank Credit Policy approved by The National Holding Company.