Trade finance

Along with financing investment projects, the Bank provides the services of lending, including co-financing of export transactions of Kazakhstani businesses by offering loans to both resident-suppliers of Kazakhstani goods and to non-residents – buyers of the goods manufactured in Kazakhstan.

The main selection criteria for financing investment projects and export transactions are:

- Conformity of projects with the investment priorities established by the Memorandum of the Credit Policy of the Bank;
- Profitability and cost recovery;
- Marketability of the products and sufficiency of the raw-material base;
- Technological and technical validity of the aspects of the project;
- Observance of ecological requirements;
- Quality and comprehensiveness of the project documentation;
- Qualified management;
- Sound collateral;
- Fulfillment of other requirements (creditworthiness, solvency, financial stability, etc.).

At financing export operations the period of the loan extension is determined depending on the terms of an export operation contract. The minimal amount of the loan extended by the Development Bank of Kazakhstan for trade financing of export transactions is equivalent to 1 million USD.