Investment project financing

In accordance with the Memorandum of Credit Policy of the Bank when selecting investment projects for financing, priority is given to the projects related to modernization and setting up of competitive productions and infrastructural objects in Kazakhstan, including projects promoting exports of goods, services, and capital of Kazakhstani businesses.

The priority directions of the Bank’s lending activity are the projects aimed at creation and development of:

1) infrastructural objects (energy production, transportation, telecommunication, and tourist infrastructure);

2) industrial enterprises, including extraction/purchase, transportation of raw materials, their processing and selling of the finished goods within the framework of the investment project;

3) agricultural enterprises, including extraction/purchase, transportation of raw materials, their processing and selling of the finished goods within the framework of the investment project;

4) tourist, ecological, medical, educational, and sport infrastructure (on the commercial basis).

The priority directions of investment activity of Development Bank abroad are the projects promoting development of an infrastructure, increasing the transit potential of Republic Kazakhstan, export of the Kazakhstan goods, works, services and the capital.

For the projects meeting its investment priorities, the Bank offers the following services:

- Medium- (from 5 to 10 years) and long-term (from 10 to 20 years) lending, including co-financing and re-financing of investment projects;

- Project financing;

- Financing of export transactions;

- Bridge loans;

- Working capital loans;

- Project financing

- Mezzanine financing;

- Financial leasing;

- Equity participation within the framework of investment project financing;

- Agency servicing of the projects financed or guaranteed by the state;

- Issuing guarantees and other types of documentary operations.

The minimal amount of the loan, granted by the Development Bank for the investment project is established at the rate equivalent to 5 million US dollars.

The Development Bank of Kazakhstan is prohibited from financing:

- production of weapon;
- production of alcoholic products;
- production of drugs and explosives;
- manufacturing of tobacco products;
- geological exploration.
- construction of public educational and health facilities, community
- entertainment complexes;

The Bank pursues a conservative policy and carefully selects the projects by assessing the credit and market risks on the basis of the Bank project examination results, solvency and creditworthiness of the borrower. In this case considerable attention is paid to analysis of the domestic and foreign markets including regional markets with regard to technology, provision with raw materials, product market outlets, quality of equipment with evaluation of the competitiveness and export orientation of the production to be established or expanded.

Memorandum of Credit Policy

Project Managing Directors:
Talmira Auezbayeva, +7(7172)792623, TalmiraA@kdb.kz
Eldar Tenizbayev, +7(7172)792646, EldarT@kdb.kz
Ruslan Kidrissov, +7(7172)792637, Ruslan@kdb.kz