Frequently Asked Questions (FAQ)

The Bank finances projects in priority sectors: metallurgy, mechanical engineering, mining (with further processing), chemical and petrochemical industries, pharmaceuticals, building materials production, food industry, as well as projects in tourism, healthcare, education, and infrastructure.

Key criteria include economic significance, high “development index,” export potential, multiplier effect, and compliance with ESG principles.

A business plan, project financial model, incorporation documents, collateral confirmation (if applicable), and other materials as determined by the Bank’s internal regulations.

Applications may be submitted directly to the Development Bank of Kazakhstan through its head office or electronically within the framework of programs and internal procedures.

The Bank primarily focuses on large investment and export projects (from KZT 3–7 billion). Indirect support for SMEs is provided through second-tier banks and leasing companies.

Investment projects: starting from KZT 7 billion (from KZT 3 billion for the food industry).

Export operations: starting from KZT 1 billion.

Terms: from 5 to 20 years for investment projects, and individually determined for export operations.

Yes, collateral (pledges, guarantees, letters of credit) is generally required. Exceptions include financing of subsidiaries or specific instruments without collateral.

Yes, the Bank may finance non-residents (importers, banks, and financial institutions) for the purchase of goods and services of Kazakhstani origin.

Through the official website www.kdb.kz, the head office in Astana, as well as via hotline numbers and email (contacts are provided on the website).

Frequently Asked Questions (FAQ)

Which industries and projects are financed by the Bank, and what are the main criteria for their selection?

What documents are required to obtain financing?

How and where can an application for financing be submitted?

Does the Bank finance small and medium-sized businesses, or only large-scale projects?

What is the minimum loan amount and what are the possible financing terms?

Are collateral and guarantees required to obtain financing?

Can foreign companies become partners of the Bank?

How can one contact the Bank for additional information or consultation?