Development Bank of Kazakhstan specializes in the financing and development of medium and large businesses - these are large-scale infrastructure and industrial facilities in Kazakhstan, which form the domestic non-resource potential and raise the country to a qualitatively new level.

We provide medium and long-term loans for investment projects and export operations, loans for current activities, intermediate and mezzanine financing, syndicated financing, financing of leasing transactions, provision of guarantees, participation in capital and interbank financing.

We finance projects in the processing sector and infrastructure, including projects from scratch - greenfield, as well as export operations and / or leasing transactions.

Bank projects are focused on the creation and development of:

  • infrastructure facilities (energy, transport, telecommunications);
  • manufacturing industries (metallurgy, chemistry, petrochemistry, pharmaceuticals, mechanical engineering, etc.);
  • facilities in the services sector (on a commercial basis): tourist, environmental, medical, educational, sports and recreational, hotel;
  • facilities in the field of food and beverage production;
  • agricultural production, including production and / or purchase, transportation of raw materials, its processing and marketing of finished products in the framework of an investment project;
  • export of Kazakhstan products, works and services.
The Bank has the right to refuse to consider the application for financing for the following reasons:

1) It was determined the Applicant and (or) the Project did not comply with the terms and conditions of the Memorandum on the credit policy of Development Bank of Kazakhstan JSC

2) Deliberately false information was provided;

3) There is overdue, over 90 (ninety) days, outstanding debt on loans attracted from third parties or payments to the budget at the time of submitting an application for financing;

4) It was determined there are “stop factors” in terms of economic security both in relation to the Applicant himself/herself and to the Applicant’s officials who have the right to sign the financial documents, major participants or shareholders owning 10% or more of the shares in the authorized capital (voting shares) of the Applicant and the beneficial owners of the Applicant;

5) The Applicant is subject to bankruptcy, liquidation, rehabilitation; 

6) In relation to the Applicant, a “critical level of risk of money laundering and terrorist financing” was set or a decision was made to refuse to establish business relations in case of establishing a “high level of risk of money laundering and terrorist financing”;

7) The Applicant has a negative credit history (has a historical overdue loan debt over the past 3 years for a period of more than 180 days), as well as the project company, its participants/shareholders, except in cases of considering applications for financing investment projects for the development of international transport infrastructure included in the list of investment strategic projects determined by the Government of the Republic of Kazakhstan.