Vacancies, Information for trainees

Vacancies

Development Bank of Kazakhstan JSC provides equal opportunities to applicants for vacant positions.

We will contact you if your education and/or experience meets the requirements of the vacant position.

Responsibilities:

1. Participation in the organization of work to attract borrowing in the domestic and foreign capital markets by issuing debt securities, attracting syndicated and interbank loans and other borrowing instruments;

2. Monitoring of payments and execution as a result of the concluded loan agreements of other obligations assumed by the Bank within the competence of the Department

3. Drawing up and submission of Internal reports within the Department’s activity;

4. Report on equity/debt financing and financial assistance, guarantees, on the size and structure of the borrowing portfolio, and on the development of the borrowing limit - quarterly;

5. Implementation of activities and work with rating agencies to obtain or revise the ratings of the issuer (the Bank) and its debt obligations;

6. Preparation of information, relevant conclusions and proposals to the Bank's management, responses to requests from state bodies of the Republic of Kazakhstan and other organizations or third parties on issues related to the activities of the Department;

7. Compilation and submission of information for financial reporting to the Accounting Department at fair value and liquidity risk according to the borrowing portfolio;

8. Approval of the report on the implementation of the Action Plan for the implementation of the Development Strategy;

9. Making settlements within the framework of the Borrowing Policy;

10. Preparation of tender documentation for services related to the activities of the Funding and Investor Relations Department.

Requirements:

- Knowledge of state and foreign languages, computer skills (MS Word, Excel, PowerPoint);

- Skills of business communication and building relationships with partners and investors.

Qualifications:

- Higher education in the specialty "Finance", or in a similar specialty (example: "Economics", "Business Administration", etc.)

- In the professional field or in areas corresponding to the functional areas of the position for at least 3 years

Personal and business competencies:

Lean management, results orientation, dedication, innovation     

Send resume to vacancy@kdb.kz

Requirements for a candidate:

·      education: higher education in economics and finance

·      preferred qualifications that the candidate should have: a master's degree in economics and finance and / or an MBA

·      desired professional experience (duration, area, industries, etc.:

·      at least 4 years of professional experience or in areas corresponding to the functional areas of the position, at least 5 years of experience in DBK (desirable), managerial experience of at least a year.

·      level of proficiency in the state language: fluent and colloquial

·      level of foreign language proficiency: conversational

·      personal characteristics: the ability to correctly express thoughts (orally, in writing), responsibility, analytical thinking, communication skills, leadership qualities

·      PC skills: advanced (confident) level of proficiency in Microsoft Office, including Excell and Power Point

·      other: knowledge in the field of corporate finance / trade finance / project analysis / banking / financial modeling / implementation and monitoring of Projects

Job responsibilities:

·      Search for potential borrowers, holding meetings / negotiations, consulting a potential borrower and assistance in preparing a package of documents for banking expertise

·      Launching the project review process in the Bank's electronic document management system, interaction and coordination of work on the project between structural divisions, organization of working meetings with structural divisions, participation in project structuring (except for credit analysis), submission of the issue for consideration by the authorized bodies of the Bank

·      Interaction with the applicant / borrower / guarantor / pledgor / consultants / insurance and audit companies / other organizations, as well as a financial and technical consultant providing monitoring and cost management services for the project (hereinafter referred to as the Counterparties), organizing planned comprehensive on-site monitoring of the project

·      Ensuring the process of financing the project in order to timely fulfill the Plan for the development of credit funds within the framework of the Development Plan of the Bank

·      Participation in the development and submission of proposals aimed at improving the forms and methods of the credit process, new credit investment lending instruments/programs, as well as project proposals at the stages of consideration, financing and monitoring of implementation

Job responsibilities:

1)     organizing and carrying out work to collect debts on distressed assets

2)     organization and conduct of work to protect the interests of the Bank at all stages of the trial

3)     organization and conduct of work within the framework of enforcement proceedings, criminal proceedings, in the procedures of rehabilitation and (or) bankruptcy, liquidation of distressed assets

4)     interaction with law enforcement and government agencies, and other persons on issues related to distressed assets

5)     organization of monitoring of distressed assets in order to obtain complete information about the economic and financial condition of the debtor, guarantor, warranter, pledgor for which work is underway to collect debts in pre-trial order, claim and lawsuit work, enforcement proceedings, rehabilitation and (or) bankruptcy, liquidation , criminal proceedings

6)     preparation of information, relevant conclusions and proposals to the management of the Bank, responses to requests from state bodies of the Republic of Kazakhstan and other organizations on issues within the competence of the Service

7)     ensuring the work related to the placement of documents of an electronic credit file in the appropriate software, the transfer of original documents to the appropriate structural department, work with software, within the competence of the Service

Requirements for a candidate:

·        higher legal education

·        work experience in the professional field or in areas corresponding to the functional areas of the position - at least 3 years

·        knowledge of the legislation of the Republic of Kazakhstan in the field of civil proceedings

·        knowledge of banking, financial activities, as well as legal acts regulating this area of activity

·        Proficiency (advanced user) in MS Office programs (Word, Excel, PowerPoint, Power BI), electronic document management system

·        Skills in the field of claims-related work

·        Debt collection skills

·        Business writing skills

·        Skills in preparing presentations and business communication

Personal qualities:

1.     Lean management

2.     Dedication

3.     Focus on results

4.     Innovativeness

Send your resume to vacancy@kdb.kz


Experience Required: 3-6 years

Full-time employment

Responsibilities:

1. Conducting an analysis of the creditworthiness and solvency of legal entities, evaluating investment projects and loan applications, including financial modeling, and drawing up an appropriate conclusion.

2. Structuring the transaction based on the analysis and identified risks. 

3. Submission and presentation of the project to the authorized body.

Requirements: 

1. Higher education in economics and finance

2. Skills in conducting analysis of financial analysis of enterprises, building and analyzing a financial model, risk assessment and management, structuring transactions

3. Work experience as an analyst, risk manager, credit manager of corporate business for at least 3 years

4. Strong analytical skills, ability to work with large amounts of information, independence, learning ability, clear presentation

6. Computer skills (Word, Excel, Power Point, Power BI)

Experience Required: 3-6 years

Full-time employment

Requirements:

  • higher economic or financial education;

  • preferably an international qualification in finance - CFA or ACCA, or FRM or CRM.

  • work experience in the relevant profile of the organization for at least 3 years;

  • knowledge and skills in finance, economics;

  • knowledge of the legislation of the Republic of Kazakhstan in the field of banking;

  • Skills and knowledge of project, investment, financial and credit analysis and risk assessment for investment projects and revolving financing;

  • skills in calculating the probability of default and using credit rating calculation models;

  • skills in the credit of legal persons and risk management (identification, analysis, assessment, monitoring, structuring and execution of transactions within investment projects through various credit instruments);

  • skills in developing methodological documents in terms of risk management;

  • English language skills;

  • user of Lotus Notes, Colvir, Credit Risk Evaluator, Bloomberg

Responsibilities:

identification and assessment of credit risks and validation of the calculation of the internal credit rating, verification of signs of grouping of corporate counterparties in accordance with the internal acts of the Bank, within:

  • indicative consideration of the loan application;

  • conducting banking expertise;

  • changes in financing conditions for credit instruments;

  • when considering the issue of recognition of a credit instrument;

  • assignment of claim rights to a third party, with the use of rehabilitation procedures and restructuring of loans within working with troubled and distressed assets of the Bank;

  • conducting comprehensive on-site monitoring.

2) regular and timely identification and assessment of operational risks of the Bank related to the direct activities of the division, and bringing relevant information about the most significant of them and proposals for their minimization to the attention of the management, the Bank's authorities and the Bank's operational risk management unit, when making decisions, as well as specifying them in the process of bank-wide identification risks in accordance with the procedure established by the internal acts of the Bank;

3)preparation of a reporting package in the MSA subsystem - Risk Management;

4) providing a conclusion on the financial condition of the issuer for corporate clients of the Bank's investment portfolio (except for countries when buying/selling government securities);

5) conducting stress-tests of the secured credit portfolio for the impact on the risk profile of the borrower/credit instrument (stages, provisions, rating), taking into account possible hypothetical scenarios that could negatively affect the Bank's provisions;

6) approval of protocols of disagreements to standard agreements within the credit activities in accordance with the internal acts of the Bank;

7) development of recommendations and agreement of individual early warning signals within the framework of a credit instrument in accordance with the internal acts of the Bank;

8) ensuring timely verification and reasonable approval of the stage of the credit instrument of the credit portfolio within the procedures for accrual of provisions for the fixed credit portfolio;

9) ensuring the correctness of the calculation of the discounted cash flows for the Project and the timely calculation of the impairment loss/amount of provisions for credit instruments assigned to Stages 3, POCI (for Corporate Counterparties) in accordance with International Financial Reporting Standards and internal acts of the Bank;

10) organization and calculation of the forecast level of provisions for credit instruments assigned to Stage 3;

11) analysis, calculation and monitoring of limits stipulated by the Bank's internal regulations for managing credit risks within the Bank's credit portfolio, and within the leasing transactions of JSC «DBK «Leasing»;

12) timely informing the management and authorized authorities of the Bank about the facts of violation of limits and development of appropriate recommendations;

13) verification of the validity of determining the presence of objective signs of impairment of loans issued by the Bank, with the exception of loans to a subsidiary, and verification of the correctness of calculating the amount of discounted cash flows on impaired loans in accordance with the internal acts of the Bank;

14) assessment and verification of criteria for increasing credit risk on loans and instruments of the investment portfolio of corporate Counterparties of the Bank, on accounts receivable of JSC "Investment Fund of Kazakhstan";

15) timely and regular preparation of reports on credit risks and other reports to the structural divisions of the Bank, management, authorized authorities and the sole shareholder of the Bank in accordance with the internal acts of the Bank, maintaining databases on credit risks

Experience Required: 3-6 years

Full-time employment

Responsibilities:

  • preparation of legal opinions indicating remarks and recommendations on their elimination and minimization within the legal support for credit projects;

  • participation in negotiations with government representatives of the Republic of Kazakhstan and other organizations in order to resolve legal issues within the framework of legal support of the Bank's credit activities;

  • together with other SD of the Bank, participate in meetings with clients when discussing the structure of transactions and/or financing conditions;

  • preparation of technical assignments for external consultants on issues requiring clarification of foreign legislation in order to resolve legal issues within the legal support of the Bank's credit activities;

  • checking the conclusions of external consultants for compliance with the terms of reference;

  • participation in the approval of drafts of internal regulations of the Bank regulating the issues of credit activities related to the competence of the Department.

Requirements and necessary skills:
  • higher legal education;

  • professional experience in the field or in areas corresponding to the functional areas of the position - at least 3 years;

  • knowledge of regulatory legal acts of the Republic of Kazakhstan on banking, financial activities, civil legislation and law enforcement practice;

  • skills in managing legal risks within the credit activities (identification, analysis, assessment, monitoring, setting limits of maximum permissible values, development of prevention instruments , etc.);

  • experience of interaction with government authorities


Job responsibilities:
  • Consulting a potential borrower and assistance in preparing a package of documents for banking expertise
  • Launching the process of reviewing a project / restructuring a project in the Bank's electronic document management system, participating in interaction and coordination of work on a project between structural divisions, participating in organizing workshops with structural divisions, participating in project structuring (except for credit analysis), preparing materials for submission 1 ) the issue for consideration by the authorized bodies of the Bank, in the absence of the Senior Banker, submission of the issue for consideration of the authorized bodies of the Bank
  • Interaction with the applicant / borrower / guarantor / pledger / insurance and audit companies / external independent consultants / other organizations, as well as the organization of planned comprehensive field monitoring of the project
  • Participation in the provision of the project financing process in order to timely implement the Loan Disbursement Plan within the Bank's Development Plan
  • Preparation of information, relevant opinions and proposals to the management of the Bank, responses to inquiries from state bodies of the Republic of Kazakhstan, JSC "National Managing Holding" Baiterek "and other organizations on issues within the competence of the Directorate
  • Participation in the development and submission of proposals aimed at improving the forms and methods of the credit process, new credit instruments / investment lending programs, as well as project proposals at the stages of consideration, financing and monitoring of implementation
Requirements for a candidate:
  • Higher education in economics and finance
  • Master's degree in economics and finance / business and / or MBA, including a participant in the presidential educational program "Bolashak";
  • Desired professional experience in the field of lending - at least 5 years
  • State language proficiency: fluent
  • Foreign language proficiency: conversational
  • Personal characteristics: the ability to correctly express thoughts (orally, in writing), responsibility, analytical thinking, sociable, responsible;
  • Personal computer skills: advanced (confident) level of Microsoft Office, including Excell and Power Point
  • Work experience of at least one year in the analysis and structuring of investment projects


Format of participation in the competition for the vacant positions:

  1. Answer security questions/complete tasks for the vacant position (indicated in the text of the announcement);
  2. Submit a CV, answers to tests with a mandatory indication of the job title to vacancy@kdb.kz. Participation in the competition is impossible without the above documents.

Vacancies archive:

Contractor under a civil law contract (office specialist)

Responsibilities:

1) Registration of incoming correspondence, including emails received at the corporate address info@kdb.kz, putting under control, providing a weekly report on control documents, timely sends it to the Bank's managers in accordance with the distribution of duties, forms it in folders / files documents of incoming correspondence, upon completion of the formation of folders / cases, transfers them to the Bank's archive for permanent and temporary storage, according to the schedule for submitting documents. Control and monitoring of deadlines.

2) Conducts the work of the general archive of the Bank: accepting documents in the archive, scanning the received documents and placing them in the electronic archive database, preparing a consolidated nomenclature of the Bank's files and an archive passport, drawing up a schedule for receiving documents, examining the value of documents and implementing a set of measures to transfer documents for permanent storage to the National Archives of the Republic of Kazakhstan, organization of work on the binding of archival folders. Conducting the procurement process for the scientific and technical processing of documents and files of the Bank;

3) Registration and introduction of appeals in the IS "e-Appeal", control and monitoring of the deadlines for the execution of citizens' appeals in the IS "e-Appeal", the provision of daily, weekly, monthly and quarterly reports on citizens' appeals to Baiterek NMH JSC.

4) Registration of incoming and outgoing correspondence marked "For official use". Control and monitoring of deadlines;

5) Carries out work on the acceptance, registration, storage, accounting and issuance of contracts / agreements not related to credit activities, forms archival folders / files (contracts / agreements / documents) completed by office work in the operational pre-archive storage;

6) Organization of subscriptions to periodicals. Conducting the procurement process for subscriptions to periodicals;

7) Prepares information on the execution of orders of the sole shareholder and state bodies on a weekly basis, prepares a monthly report on the execution of orders of the sole shareholder and state bodies, places it in the Bank's Reporting database;

8) Coordination of draft internal acts on issues within the competence, performs other instructions of the management necessary to ensure the department;

9) When replacing the main employee in case of temporary absence: registration and sending outgoing correspondence of the Bank, administrative documents, acceptance of documentation for the transfer of structural divisions, maintenance of the reference database of the INA

Requirements:

1) Work with MS Office applications (Excel, Word, Power Point, Outlook), EDO "Lotus", IS "E-Otinish";

2) Possess skills in the use of organizational technology;

3) Preparation of analytical materials, presentations and business communication;

4) Organization of paperwork and archives;

5) Knowledge of the state language;

6) Communication skills;

7) Self-organization skills.

Qualifications:

In the relevant profile of the organization in the form of economic activity (preferably in the group of companies of the Holding and / or government bodies) not less than 3 years

Personal and business competencies:

Lean management, result orientation, leadership

Send resume to vacancy@kdb.kz

Carries out planning and plan-fact analysis of the financial activities of the Bank in the medium term, in order to ensure that the Bank achieves the planned strategic goals, financial performance, timely response and reduces the risk of exceeding capital investments and budget expenditure items, by monitoring and analyzing the execution of the budget and the Bank's development plan.

Maintains the tariff policy of the Bank in order to ensure the economic efficiency of all operations conducted by the Bank.

Organization of work to improve the methodology, development, coordination, approval and adjustment of the Development Plan.

Organization of work to raise funds to ensure the financial stability of the Bank from the republican budget, the National Fund, from the Sole Shareholder, as well as ensuring effective monitoring of the timely fulfillment of obligations assumed by the Bank as a result of attracting budgetary funds.

Mentoring and methodological support on issues within the competence of the division.

Duties:

  • Formation and adjustment of indicators of the Bank's Budget in order to ensure that the Bank achieves the planned financial indicators;
  • formation and analysis of reporting on the execution of the Bank's Budget in order to respond in a timely manner and reduce the risk of exceeding capital investments and expenditure items of the budget, by monitoring and analyzing indicators of the Bank's budget execution;
  • maintaining a tariff policy in order to ensure the economic efficiency of banking operations;
  • development, approval and control of norms (limits) for general administrative expenses, in order to comply with the shareholder's requirements for the regulation of certain administrative expenses of the budget;
  • preparation of proposals for automating the planning process, the Bank's internal reporting on planning, plan-factual analysis, in order to optimize the workflow;
  • as the head of the Bank's structural department, provides mentoring support, formulates and monitors key performance indicators for his subordinates, coordinates appointments, ensures the creation of a productive working climate in the managed team and work on professional development, effectively use human resources and build competencies, in order to form and maintaining the necessary conditions for constantly increasing the motivation and productivity of its employees;
  • organization of the system and processes for the implementation of medium-term planning, ensures the preparation of the Bank's Development Plan for the planned period (including the adjustment of the Development Plan) in order to increase the efficiency of the Bank's activities and implement the Bank's Development Strategy.

• monitors the implementation of the Bank's Development Plan in order to identify deviations and develop measures to prevent non-execution of the Bank's Development Plan.

• organization of the process of developing a state investment project, financial and economic justification of the Bank within the framework of the Bank's capitalization and attraction of budgetary funds, monitoring and implementation of the repayment of remuneration and principal debt on the attracted budgetary funds of the Bank;

• analysis of the Bank's liquidity in terms of creating a report on the liquidity level, planning liquidity flows, preparing expertise on the Bank's transactions regarding the impact of liquidity on the gap;

• mentoring and methodological support on issues within the competence of the Department.

Requirements:

• knowledge of regulatory legal acts of the Republic of Kazakhstan, including on budget planning, accounting and financial reporting;

• knowledge of international financial reporting standards;

Knowledge of the standard chart of accounts for bookkeeping in financial organizations, bookkeeping in the field of banking;

• experience in the automation of reporting, including the development of technical specifications, knowledge in the field of automation of planning and budgeting;

• skills in planning and integrating several functions and processes in the field of budgeting;

• skills in the field of budgeting (planning of assets and liabilities, income and expenses), formation of management reporting, formation of Development Plan and budget, International Financial Reporting Standards, knowledge of legislative and other regulatory legal acts of the Republic of Kazakhstan on banking, financial activities, internal acts of the Bank ;

• skills in organizing the process of developing a state investment project, financial and economic justification of the Bank within the framework of the Bank's capitalization and attraction of budgetary funds, monitoring and repayment of remuneration and principal debt on attracted budgetary funds of the Bank;

• skills in working with information banking systems (Colvir, 1-C, etc.);

• Proficiency (advanced user) in MS Office programs (Power BI, Word, Excel, PowerPoint), electronic document management system.

In the professional field or in areas corresponding to the functional areas of the position - at least 5 years.

In the type of economic activity corresponding to the profile of the organization (preferably in the financial industry, institutions and / or government bodies) - at least 3 years.

Management of a group of performers - at least 1 year

Personal and business competencies:

Lean management, result orientation, leadership

Send your resume to vacancy@kdb.kz

Responsible for managing external public communications in order to form and maintain a positive image and business reputation of the Bank

Requirements:
  • Education: in the field of journalism and, marketing and PR, finance
  • It is desirable to have certificates of periodic retraining in courses in the profile of the main specialty;
  • In the professional field or in areas corresponding to the functional areas of the position - at least 3 years;
  • In the type of economic activity corresponding to the profile of the organization (preferably in the financial industry, institutions and / or government bodies) - at least 3 years
  • Leading a group of performers - at least 2 years;
  • Knowledge of current legislation in the field of advertising, PR, media
  • Knowledge of PR technologies, media, Internet communications;
  • knowledge of the basics of journalism;
  • Skills in working with Internet information systems, electronic
  • workflow, programs - Colvir, Word, Excel, Access, Power Point, Scan system;
Responsibilities:
  • management of the formation, implementation and development of the Bank's public relations policy;
  • development of the Bank's foreign policy concept in the field of public relations;
  • organization and support of contacts with mass media, information, advertising and consulting agencies, publishing houses, state and public organizations;
  • preparation of press releases and information materials for the purpose of covering the bank's activities in the mass media;
  • organization of press briefings, round tables, press conferences for media representatives;
  • provision of operational coverage of the Bank's information events in social Internet resources and the Bank's website, in order to promote the Bank's image;
  • organization of media monitoring, for the purpose of regular and timely identification of information, assessment of the Bank's risks associated with the direct activities of the Public Relations Service and bringing relevant information and proposals for their minimization to the attention of the management and structural divisions of the Bank for risk management in their decision–making, the compliance service;
  • guidance on ensuring the annual preparation of the Bank's Annual Report with subsequent submission of the report for consideration by the Bank's Board of Directors and approval by the Sole Shareholder, with further placement on the Kazakhstan Stock Exchange website and the Bank's corporate website;
  • Guidance on ensuring the annual preparation of the transparency and efficiency report in order to inform the Board of Directors of the Bank about the information disclosure processes in the Bank;
  • participation in the development of internal acts of the Bank on issues within the competence of the Public Relations Service in order to update internal acts in accordance with the legislation of the Republic of Kazakhstan;
  • organization of work on conducting a reputational audit of the Bank for the purpose of a comprehensive study of the Bank's reputation and correction of the Bank's information work.
Send resume to vacancy@kdb.kz

Duties:
  • Work on the modules "Applicant", "Candidate for a job / internship", "FTK", "Documentation" of the CRM system:
  • Setting goals and developing terms of reference, as well as collecting, analyzing and documenting functional requirements for software, developing design layouts for the user interface
  • Creation of requirements for a system that allows automating a number of business processes related to the interaction of the Bank's structural divisions with external users
  • Participation in testing the functionality to identify deviations from the formulated business requirements and functional requirements and participation in testing the prototype of the system being developed.
Requirements for a candidate: 
  • Higher technical education
  • At least 5 years of professional experience
  • Knowledge in the field of information technology (WEB-technologies, a systematic approach to business process management, the basics of database management, the basics of an object-oriented programming language, the basics of testing information systems, etc.)
  • Knowledge of SQL, PL/SQL
  • Knowledge of Oracle database
  • The ability to quickly understand the requirements and prioritize them, as well as to communicate technical solutions to the customer (structural unit) in an understandable language.
  • Basic programming skills and ability to write SQL queries.
  • Experience with database management systems.
  • Knowledge of interfaces and user experience (UI / UX), and it is also desirable to have a basic level of html
  • Skills in working with the prototyping tool - Figma
  • Trello app experience
  • Life cycles of information systems in accordance with various methods and standards. Information collection, systematization and analysis skills
Terms:
  • a civil law contract for the provision of services will be concluded
Send your resume to vacancy@kdb.kz
 


Job Responsibilities:
  • Work on the "Reporting" module of the CRM system:
  • Service architecture design
  • Development of the platform and core functionality.
  • Working with code architecture,
  • Development of the user interface, creation of an HTML page of the site based on design layouts, layout of the site and templates for CMS, binding to the user interface of scripts that provide visualization and animation of the site pages, ensuring the required level of user interface and interaction experience
  • Participation in testing the functionality to identify deviations from the formulated business requirements and functional requirements and participation in testing the prototype of the system being developed.
Requirements for a candidate: 
• Higher technical education
• At least 5 years of experience in the professional field
• Knowledge of Java, JavaScript/TypeScript (ES5, ES6), HTML, CSS, jQuery, SQL;
• Understanding of REST, interaction with backend. Send json, get json. GET and POST skills
• Knowledge of OOP principles, classes, abstractions, design patterns
• Experience with PostgreSQL databases
• Experience with Java EE, Spring, Spring Boot, Angular, PostgreSQL, Maven/Gradle, Git
• Strong technical skills, ability to write programs, code debugging skills

Conditions:
  • a civil law contract for the provision of services will be concluded
Send your resume to vacancy@kdb.kz

Job responsibilities:

  • Determines the level of the required amount of funding for the Bank's lending operations in terms of currencies, terms and rates of lending, as well as the optimal sources and financing schemes to ensure funding;
  • Supervises the activities of the Department of Funding and International Cooperation in terms of ensuring the issuance of the Bank's securities (excluding shares) in the external and domestic capital markets and structuring export-import transactions of the Bank's clients in the framework of financing investment projects, export and leasing operations, as well as interaction with international financial organizations, foreign development institutions, interstate organizations and associations and ensuring the conclusion of memorandums and agreements with them, foreign investors;
  • Supervises the activities of the Operations Department in terms of ensuring proper banking customer service, timely establishment and proper maintenance of correspondent relations with banks for the timely conduct of the Bank's operations, as well as timely and high-quality preparation of regulatory reporting in order to prevent the application of sanctions against the Bank;
  • Supervises the activities of the Treasury and Corporate Finance Department in terms of monitoring domestic and foreign currency and stock markets, monitoring loans from the state budget, the need for foreign currency and funds from the state budget, planning the structure of the investment portfolio, as well as preparing materials for consideration by the Investment Committee and Committee for Assets and Liabilities Management of the Bank;
  • Formulates and controls the key performance indicators of employees of supervised Departments; agrees on appointments, ensures the creation of a productive working climate in the managed team and work on advanced training, effective use of human resources and building competencies, in order to form and maintain the necessary conditions for constantly increasing the motivation and productivity of its employees;
  • Coordinates the process of opening new trading lines, including negotiations with potential partners of the Bank;
  • Participates in negotiations with representatives of state bodies of the Republic of Kazakhstan, organizations, banks and other financial organizations.
Requirements for a candidate:
  • Experience in the professional field - at least 7 years;
  • Leadership experience - at least 3 years;
  • Higher economic or financial education, preferably a master's degree in finance, business administration;
  • It is desirable to have an international certification in the field of finance;
  • A deep level of expertise in the field of attracting borrowings from various sources;
  • Skills in working with financial models and calculations for attracted loans;
  • Presentation skills;
  • Skills of collection, systematization and analysis of information;
  • Skills in structuring transactions in the capital markets;
  • Skills of labor organization and personnel management, as well as their motivation.

Job Responsibilities:

  • Maintenance of contracts in ABIS "Kolvir"
  • Accrual of expenses under contracts
  • Payment under contracts
  • Verification of the correctness of filling in the acts of services rendered
  • Control of receivables and payables under CLC agreements
  • Advising the Bank's employees on accounting issues under CLC agreements
  • Implementation of the preparation of official documents on behalf of the head within the framework of the tasks
  • Ensuring work with a large amount of information. Timely processing of received information
  • Preparation of the necessary additional information on issues (decoding, disclosure, etc.), relevant conclusions and proposals to the Bank's management, responses to requests from state authorized bodies, shareholders, customers and borrowers of the Bank and other organizations on issues within the competence of its section
  • Ensuring the selection and formation of primary documents on transactions performed during the day for the assigned area and the safety of their originals until they are deposited in the Bank's archive and / or prompt storage to the person responsible for the formation of documents of the day for the Bank
Requirements for a candidate: 
  • Higher economic education
  • Work experience of at least 5 (five) years in the professional field or in areas corresponding to the functional areas of the position
  • At least 3 (three) years of experience in the type of economic activity corresponding to the Bank's profile (preferably in financial organizations, institutions)
  • Knowledge of the legislation of the Republic of Kazakhstan in the field of banking, accounting and financial reporting, tax legislation, the basics of international financial reporting standards
  • Skills of business correspondence, preparation of analytical materials
  • Knowledge of MS Office programs (Word, Excel), electronic document management system
  • The skill of reflecting postings in an automated banking information system (preferred)
  • Proficiency in Russian - perfect; knowledge of the state and English languages ​​is preferable
Conditions:
  • a civil contract will be concluded for the provision of services
Send your resume to vacancy@kdb.kz

Job responsibilities:
1. Maintaining contracts for credit activities in the ABIS "Kolvir"
2. Accrual of income and expenses under contracts
3. Accounting for initial and subsequent loan revaluations
4. Settings for calculating the amortization of discounts, premiums in the context of loan impairment stages
5. Accounting for loan restructurings, mergers, prepayments
6. Accounting for loan impairment by impairment stage
7. Accounting for contingent claims and liabilities under loan documents, their revaluation and impairment
8. Accounting for documents on lending activities (agreements, loan agreements, agreements and documents on collateral, additions and amendments to them) on off-balance sheet and off-system analytical accounts
9. Issuance of certificates of debt balances, invoices, drawing up acts of reconciliations of debts, audit confirmations
10. Control of receivables and payables under loan agreements on serviced accounts
11. Advising the Bank's employees on accounting for serviced loans
12. Preparation of opinions on the impact of the transaction on the financial statements
13. Analysis of loan agreements upon conclusion for payment discipline, incl. coordination of schedules, procedures for granting and repaying debts, commissions, other changes to the terms of loan agreements
14. Monitoring of loan repayment, delinquency, repayment of delinquency
15. Accounting for penalties for delays, analysis and compliance with the procedure for repaying debts under the terms of loan agreements
16. Preparation of the necessary additional information on issues (decoding, disclosure, etc.), relevant conclusions and proposals to the Bank's management, responses to requests from state authorized bodies, shareholders, customers and borrowers of the Bank, auditors and other organizations on issues within the competence of your field
17. Ensuring the selection and formation of primary documents on the transactions performed during the day in the assigned area and the safety of their originals until they are deposited in the Bank's archive and / or prompt storage to the person responsible for the formation of the documents of the day for the Bank

Requirements for a candidate: 
Higher economic education
Work experience of at least 5 (five) years in the professional field or in areas corresponding to the functional areas of the position
Experience of at least 3 (three) years in the type of economic activity corresponding to the profile of the Bank (preferably in financial organizations, institutions)
Knowledge of the legislation of the Republic of Kazakhstan in the field of banking, accounting and financial reporting, tax legislation, the basics of international financial reporting standards
Skills of business correspondence, preparation of analytical materials
Knowledge of MS Office programs (Word, Excel), electronic document management system
The skill of reflecting postings (accounting records) in an automated banking information system (preferably)
Proficiency in Russian - perfect; knowledge of the state and English languages is preferable

Conditions:
- a civil contract will be concluded for the provision of services

Send your resume to vacancy@kdb.kz

Qualification Requirements
1.Knowledge of regulatory documents on the rules of documenting and document management in the Republic of Kazakhstan.
2. Knowledge of the principles and methods of administration, organization of the work of a modern office, the ability to work with office equipment.
3. At least 3 years of experience in the field of translations.
4. Higher education with a degree in philology / translation.

Skills required for the performance of duties:
1. Fluent Kazakh;
2. Availability of skills to work on receiving and communication devices;
3. Experienced user of Windows, MS Office (Excel, Word, Power Point);
4. Developed skills of written and oral communication;
5. Skills of systematization, accounting and documentation management using modern information technologies.

Description of the services provided
1. Implementation of information - reference and operational - organizational services for the head.
2. Implementation of the preparation of official documents on behalf of the head within the framework of the assigned tasks.
3. Ensuring the stable operation of the head's organizational technique.
4. Compliance with the norms of business ethics, compliance with appearance;
5. Conducting business / telephone conversations.
6. Organization and provision of documentary and organizational - technical maintenance of advisory activities of the head.
7. Implementation of operational communication with third-party organizations and individual citizens on current activities (telephone, fax, e-mail).
8. Keeping reception of phone calls, promptly informing the head of phone calls received in his (her) absence.
9. Ensuring the reception, accounting, registration of incoming correspondence of documents received for consideration by the head. Controlling the quality of preparation, the correctness of drawing up, coordination, approval of documents submitted for signature to the head.
10. Organization of business trips and meetings of the head with representatives of other organizations.
11. Ability to work with a large amount of information. Timely processing of the information received.
12. Translate documentation, materials, correspondence with government agencies, with foreign organizations, as well as materials of conferences, meetings, seminars, etc.
13. Performs oral and written, full and abbreviated translations in a timely manner, while ensuring the exact correspondence of the translations to the lexical, stylistic and semantic content of the originals, compliance with the established requirements in relation to the used scientific and technical terms and definitions.
14. Editing translations
15. In the absence of the head, carries out assignments within the framework of the activities of Administrative department and HR

Send your CV to vacancy@kdb.kz

The specialist of the Department of Operational and Financial Risks must have:
1.higher education (technical / information technology / information security);
2. work experience in the field of information technology / information security in assessing the level of information security risks, in the formation of reports on information security risk management;
3. knowledge of the legislation of the Republic of Kazakhstan in the field of information security;
4. knowledge of information security standards and information security risk management;
5. knowledge of endpoint security and network security;
6. experience in organizing and conducting periodic audits of compliance with information security requirements;
7. experience in organizing and assessing information security risks in information systems;
8.professional certification - Certified Information Systems Security Professional (CISSP)

Job responsibilities
1. Assessment of compliance of the SWIFT system with the security requirements of "SWIFT Customer Security Controls Framework", CSCF;
2. Study all components related to SWIFT infrastructure;
3. Verification of architecture and implementation of controls;
4. Submission of the attestation report in the KYC-SA application
   
Send your resume to vacancy@kdb.kz

Job responsibilities:
1. Carry out accounting of credit operations on credit lines and loans provided to legal entities, serviced by the customer service division, as well as accounting for debts under cession agreements, including:
1) maintaining accounting records on the relevant accounts of debt and the correctness of the accrual of income / expenses in the form of fees, commissions, amortization of discounts / premiums at the effective interest rate (EIR) for the relevant stages (1,2,3) and POCI, as well as, if necessary calculations of depreciation according to EPS, testing the passage of 10% of the test, revaluation, indexation;
2) accounting for granted credit limits, principal debt, fees, commissions, penalties (fines, penalties), accounting for prepayments, receivables and payables on loans.
3) formation of provisions for loans, contingent liabilities, accounts receivable based on the statements of the assessment of impairment of the authorized divisions.
4) implementation of daily control of debt repayment schedules for principal debt, remuneration, commissions and penalties in the Loans module, repayment of amounts received, transfer to accounts of overdue debt in the absence of money, accounting for credit line limits when money flows, amendments and additions to them ...
5) On the provision of credit lines and loans, and the entry into force of the agreement: to control the correctness of opening accounts for accounting models for the accrual of fees, discounts, reflection of income / expenses, commissions, penalties (fines, penalties), accounts for overdue debt, creation of provisions, accounts for the accounting of prepayment, accounts receivable and payable, off-balance sheet, as well as other accounts, if necessary, for making entries in the accounting registers; check the correctness of the data entry of the loan agreement (calculation of the repayment schedule, interest rate, loan category, loan provision and security) in the automated 35% module of the Colvir banking system;
6) daily monitor the compliance of entries in accounting registers with the analytical base in the "Loans" module. Track, accrue, repay commissions received on the basis of issued invoices for payment to the corresponding accounts. Form and transfer payment documents for payment, including for special accounts opened with the National Bank of the Republic of Kazakhstan.
7) carry out out-of-system calculations of penalties (fines, penalties) for overdue amounts, which are not charged on the balance sheet. Check the timeliness of entries in the accounting registers of future claims / contingent liabilities on loans as they are disbursed based on the received copies of loan agreements and additional agreements to them.
2. Maintain accounting records of bank loan agreements, guarantees received and issued, collateral agreements (pledge agreements, etc.), accounting of collateral amounts, as well as additions and amendments to them. Keep records of documents submitted to the account on the basis of orders of credit departments.
3. To carry out in the prescribed manner: daily reconciliation of the number and amounts of transactions concluded and reflected in the accounting records; weekly reconciliation with credit departments for serviced accounts by the number and amounts of contingent claims and obligations entered into and reflected in the accounting records (for loans provided, credit lines, guarantees issued by the Bank); quarterly reconciliation of balances on serviced instruments and income (expenses) on them, accounts receivable / payable, including balances on off-balance sheet accounts, with credit departments; quarterly reconciliation of balances on off-balance sheet and analytical accounts in the "Loans" module
4. Prepare transcripts and explanations of the serviced accounts for authorized units, authorized bodies, for auditors, etc. Prepare information, reconcile debt balances on serviced accounts with data prepared by managers of credit departments for information, reconciliation statements for borrowers, for consideration by authorized departments, bodies, management. Prepare information on the status of debt for projects that are at the restructuring stage, prepares requests and responds to incoming requests from clients / auditors for reconciliation statements, certificates, confirmations of balances, for serviced debt within the competence, in compliance with the established deadlines for their consideration.
5. To take part in the implementation of the operated modules in ABIS "Colvir" (testing, preparation of comments and suggestions, control of the elimination of comments, acceptance into trial operation). Prepare proposals for upgrades, improvement of modules, report settings.
6. Prepare, participate, consider and make comments and suggestions to the developed internal acts (regulations, rules, etc.) of the Department, other structural divisions of the Bank. Carry out an examination of projects of concluded contracts, prepares comments and suggestions for consideration by the head of the department. Respond to inquiries from the management and structural divisions of the Bank on operations performed on behalf of the Deputy Chief Accountant - Head of the Department, Chief Accountant - Director of the Department. Perform other tasks and assignments of the Deputy Chief Accountant - Head of the Department and Management.
7. Participate in the work of the inventory commissions (groups) in accordance with the relevant orders (orders) of the Bank for conducting inventories (annual, as well as in other cases in accordance with the Bank's Accounting Policy).
8. Carry out regular and timely identification and assessment of the Bank's risks associated with direct activities, and brings relevant information about the most significant of them and proposals for their minimization to the attention of the management, collegial bodies of the Bank and the risk management unit when they make decisions, and also their indication in the process of general banking risk identification.

Requirements for a candidate:
1. education: higher education in economics;
2. Preferred qualifications: Certificate of Professional Accountant (preferred);
3. knowledge of legislation and regulations on accounting and taxation, IFRS;
4. skills of work on maintaining accounting of transactions performed by credit units, a unit for work with financial institutions;
5. skills of analysis, development and examination of draft internal regulations, contracts and other official documents of the Bank;
6. knowledge of the structure of business processes for the work performed;
7. skills of interaction with the Bank's divisions, auditors, clients of the Bank (reconciliation of debts, explanations), external bodies, within their competence, in order to ensure the fulfillment of the tasks set by the management;
8. ability to avoid conflict situations; planning of office hours;
9. Desired professional experience: in a professional field or in areas corresponding to the functional areas of the position - at least 4 years. In the type of economic activity corresponding to the profile of the organization (preferably in the group of companies of the Holding and / or government bodies) - at least 3 years;
10. level of proficiency in the state language: Free;
11. level of proficiency in foreign languages: English - Intermediate;
12.Personal computer skills: Office programs (Word, Excel, Power Point), ABIS, Lotus, Colvir
Personal qualities:
  • Lean management
  • Dedication
  • Result orientation
  • Innovativeness

Send your resume to vacancy@kdb.kz

Job responsibilities:
  • implementation of accounting for long-term tangible, intangible assets, inventories (acquisition, depreciation, moving, disposal/disposal, etc.);
  • the implementation of accounting hospitality expenses (including operations, corporate cards);
  • accounting of administrative and economic operations, including leasing, communication services, security, information, statistical services, technical support of equipment, software, repair, etc., reconciliation of settlements with counterparties and the formation of reconciliation reports;
  • setting tasks for the implementation/expansion of the functionality of the AIS modules and testing as the tasks are implemented.
Requirements for a candidate:
  • higher economic education;
  • work experience in the professional field or in areas corresponding to the functional areas of the office at least five (5) years, corresponding to the profile of the organization of economic activity (preferably in the Financial industry, institutes and/or public administration) not less than 3(three) years.;
  • preferred qualifications: certified professional accountants, issued by an accredited organization of professional certification of accountants(desirable);
  • knowledge of regulatory legal acts of the Republic of Kazakhstan, including on banking and financial activities;
  • proficiency (advanced user) in MS Office programs, electronic document management system, with information banking systems (Colvir, etc.)
Personal qualities:
  • Result orientation
  • Customer orientation
  • Communication skills
  • Analytical thinking
  • Effective interaction
  • Proactivity

Send your resume to vacancy@kdb.kz

Job responsibilities:
  • Participation in the development and improvement of regulatory and methodological documentation of models for the assessment of expected credit losses (Expected Credit Loss, ECL) and unexpected losses (Unexpected loss, UL) of corporate counterparties (including regarding their validation and stress testing);
  • Participation in the development and improvement of regulatory and methodological documentation of models for assessing the probability of default (Probability of Default, PD), the level of losses in case of default (Loss Given Default, LGD), the amount of claims in case of default (Exposure at Default, EAD);
  • Participation in the development and improvement of regulatory and methodological documentation on the calculation of provisions (reserves) in accordance with international financial reporting standards within the competence of the Department;
  • Calculation of indicators PIT PDs, ECL, UL and Credit VaR according to BHA Bank;
  • Identification and assessment of credit risks and validation of the calculation of the internal credit rating, verification of signs of grouping of corporate counterparties in accordance with the Bank's internal acts, as part of a comprehensive on-site monitoring and other issues related to credit instruments at maturity;
  • Preparation of information, relevant opinions and proposals to the Bank's management, responses to inquiries from state bodies of the Republic of Kazakhstan, Baiterek National Managing Holding JSC and other organizations on issues within the competence of the Department;
  • Stress tests for calculating the loan portfolio provisions for the impact on the risk profile of the borrower / loan instrument (stages, provisions, rating), taking into account possible hypothetical scenarios that could negatively affect the Bank's provisions;
  • Providing an opinion on the financial condition of the issuer for corporate clients of the investment portfolio of the Bank (except for countries when buying / selling government securities)
  • Ensuring the calculation of forecast provisions for individual assets at the stage of banking expertise, making changes to the terms of financing in the manner prescribed by the Bank's internal acts, for the purpose of assessing the impact of the transaction on the financial performance of the Bank;
  • Verification of the reasonableness of determining whether there is objective evidence of impairment of loans issued by the Bank, except for loans to a subsidiary, and verification of the correctness of the calculation of discounted cash flows on impaired loans in accordance with the Bank's internal regulations;
  • Ensuring the correctness of the calculation of the discounted cash flows for the Project and the timely calculation of the impairment loss / the amount of provisions for loan instruments classified as Stage 3, POCI (for Corporate Counterparties) in accordance with International Financial Reporting Standards and the Bank's internal regulations.
  • Organization and calculation of the forecasted level of provisions for loan instruments classified as Stage 3;
  • Timely and regular preparation of reports on credit risks and other reports to structural divisions of the Bank, management, authorized bodies and the sole shareholder of the Bank in accordance with the Bank's internal acts, maintaining databases on credit risks;
  • Other functions in accordance with the decisions of the authorized bodies of the Bank, internal acts of the Bank, instructions of the Chairman of the Management Board of the Bank, Managing Director, Director of the Department.
Requirements for a candidate:
  • Higher education in economics or finance;
  • It is preferable to have an international qualification in the field of finance - CFA or ACCA, or FRM or CCRM.
  • Work experience in the relevant profile of the organization: general experience - at least 3 years;
  • Knowledge and skills in finance, economics;
  • Knowledge of the legislation of the Republic of Kazakhstan in the field of banking;
  • Skills in credit risk management and / or analysis of investment projects, or financial analysis of enterprises and / or assessment of the value of a business / company;
  • Skills in assessing credit risk (probability of default) for corporate counterparties;
  • Knowledge of the basics of accounting and management accounting, international financial reporting standards (in particular IFRS 9);
  • Knowledge of English;


Employment duties:
  • carrying out informational and organizational services for the head;
  • preparation of official documents on behalf of the head within the framework of the assigned tasks;
  • ensuring the stable operation of the manager's organizational technique;
  • observance of the norms of business ethics, requirements for the appearance;
  • conducting business / telephone conversations;
  • organization and provision of documentary and organizational and technical maintenance of advisory events of the head;
  • implementation of prompt communication with third-party organizations and individual citizens on current activities (telephone, fax, e-mail);
  • maintaining the reception of telephone calls, promptly informing the head about telephone calls received in his (her) absence;
  • ensuring the reception, accounting, registration of incoming correspondence of documents received for consideration by the head. Controlling the quality of preparation, the correctness of drawing up, coordination, approval of documents submitted for signature to the head;
  • organization of business trips and meetings of the head with representatives of other organizations;
  • ability to work with a large amount of information. Timely processing of the received information;
  • translation of documentation, materials, correspondence with government agencies, with foreign organizations, as well as materials of conferences, meetings, seminars, etc.;
  • execution of oral and written, full and abbreviated translations in a timely manner, while ensuring the exact correspondence of the translations to the lexical, stylistic and semantic content of the originals, compliance with the established requirements in relation to the scientific and technical terms and definitions used;
  • editing translations.
Requirements for a candidate: 
  • higher or secondary specialized education (humanitarian / philological / basics of translation);
  • perfect knowledge of the state language;
  • knowledge of English at a level not lower than Intermediate;
  • developed skills of written and oral communication;
  • skills of systematization, accounting and documentation management using modern information technologies;
  • knowledge of regulatory documents on the rules of documenting and document management in the Republic of Kazakhstan;
  • knowledge of the principles and methods of administration, organization of the work of a modern office, the ability to work with office equipment;
  • knowledge (advanced user) of MS Office programs (Word, Excel, PowerPoint), electronic document management system.
Personal qualities:
  • Result orientation;
  • Client orientation;
  • Communication skills;
  • Effective interaction;
  • Proactivity.
Send your CV to vacancy@kdb.kz

Job responsibilities:
  • collection of planned / adjusted indicators for fixed items of the Bank's budget for the corresponding period from the responsible structural divisions of the Bank in accordance with the Bank's internal regulatory document governing the procedure for planning the Bank's budget, in order to form and adjust the Bank's Budget;
  • formation and adjustment of the Bank's Budget in order to ensure that the Bank achieves the planned financial indicators;
  • formation and analysis of reports on the execution of the Bank's Budget in order to control the approved articles of the Bank's Budget;
  • preparation of proposals for the automation of the Bank's internal reporting on budgeting, in order to optimize the work process;
  • development, approval and control of norms (limits) for general administrative expenses, in order to comply with the shareholder's requirements for the regulation of certain administrative expenses of the budget, entering, updating and control of data in the Bank's electronic document management system according to the norms and limits of administrative expenses;
  • organization of an integrated management reporting system in the Bank - ensuring the development of the "Reporting of Development Bank of Kazakhstan JSC" database, preparing proposals for improving and optimizing the structure and content of the Bank's management reporting;
  • preparation of management reporting - ensuring timely and high-quality preparation of internal management reporting assigned to management in accordance with the Bank's internal acts and providing it to the authorized bodies of the Bank, preparation of the necessary additional information on the forms of reporting (decryption, disclosure, etc.), appropriate opinions and proposals to the Bank's management.
  • development, agreement, approval and adjustment of the plan
  • development of the Bank to achieve strategic indicators
Requirements for a candidate: 
  • higher education in economics, finance or business management (management) - at least 3 years
  • In the type of economic activity corresponding to the profile of the organization (preferably in the Financial industry, institutions and / or government bodies) - at least 2 years
  • knowledge of the regulatory legal acts of the Republic of Kazakhstan, including on issues of banking, financial activities
  • skills of ownership (advanced user) of MS Office programs (Word, Excel, PowerPoint), electronic document management system, information banking systems (Colvir, etc.)
  • skills of confident use and formulation of architecture for budgeting and management reporting

Personal qualities:
  • Result orientation
  • Customer orientation
  • Communication skills
  • Analytical thinking
  • Effective interaction
  • Proactivity

Send your resume to vacancy@kdb.kz

Requirements:
  • higher education in economics or finance;
  • preferably an international finance qualification - CFA or ACCA, or FRM or CCRM.
  • work experience in the relevant profile of the organization: at least 3 years of general experience;
  • knowledge and skills in finance, economics;
  • knowledge of legislation of the Republic of Kazakhstan in the banking activity;
  • skills in credit risk management and/or analysis of investment projects or financial analysis of enterprises and/or business/company value estimation
  • skills of assessing credit risk (probability of default) on corporate counterparties;
  • proficiency in accounting and management accounting, International Financial Reporting Standards (IFRS 9 in particular);
  • knowledge of English;
  • knowledge of operational risk management theory
Duties:
  • participate in the development and improvement of the regulatory and methodological documentation of the models for assessing Expected Credit Loss (ECL) and Unexpected Loss (UL) of corporate counterparties (including their validation and stress testing);
  • participate in the development and improvement of the regulatory and methodological documentation of the Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD) models;
  • participate in the development and improvement of the regulatory and methodological documents on the calculation of provisions (reserves) in accordance with the International Financial Reporting Standards within the competence of the Department;
  • calculate PIT PDs, ECL, UL and Credit VaR in accordance with the Bank's IRA;
  • identify and assess credit risks and validate the internal credit rating calculation, verify corporate Counterparty grouping attributes in accordance with the Bank's internal regulations, as part of complex on-site monitoring and other inquiries concerning credit instruments on repayment;
  • prepare information, relevant conclusions and proposals to the Bank's management, responses to requests of the state authorities of the Republic of Kazakhstan, Baiterek National Management Holding JSC and other organizations on the issues within the competence of the Department;
  • stress-test the calculation of loan portfolio provisions against the risk-profile of the borrower/credit instrument (stages, provisions, ratings) taking into account possible hypothetical scenarios which may adversely affect the Bank's provisions;
  • provide an issuer financial opinion to corporate clients of the Bank's investment portfolio (except for countries when buying/selling government securities)
  • provide for calculation of forecast provisions for individual assets at the stage of banking expertise, amendment of financing terms in accordance with the procedure set out in the Bank's internal regulations, for the purpose of assessing the impact of the transaction on the Bank's financial performance
  • check the reasonableness to determine whether objective evidence of impairment of loans issued by the Bank, other than loans to a subsidiary, exists and check whether the discounted cash flows on impaired loans are calculated correctly in accordance with the Bank's internal regulations;
  • ensure correct calculation of discounted cash flows for the Project and timely calculation of impairment loss/provision amount for credit instruments allocated to Stage 3, POCI (for Corporate Counterparties) in accordance with International Financial Reporting Standards and the Bank's internal regulations.
  • Arrange and calculate projected provisioning levels for credit instruments classified as Stage 3;
  • prepare timely and regular credit risk reports and other reports for the Bank's structural units, management, authorized bodies and the sole shareholder of the Bank in accordance with the Bank's internal regulations; maintain credit risk databases;
  • other functions in accordance with resolutions of the authorized bodies of the Bank, the Bank's internal regulations, assignments of the Chairman of the Management Board of the Bank, supervising Managing Director, Director of the Department.

Send your CV to raushanzh@kdb.kz

Requirements:

higher education in economics or finance;

preferable to have an international qualification in the field of finance - CFA or ACCA, or FRM or CCRM.

work experience in the relevant profile of the organization: general experience - at least 3 years;

knowledge and skills in the field of finance, economics;

knowledge of the legislation of the Republic of Kazakhstan in the field of banking;

skills in credit risk management and / or analysis of investment projects, or financial analysis of enterprises and / or assessment of the value of a business / company;

skills in assessing credit risk (probability of default) for corporate counterparties;

knowledge of the basics of accounting and management accounting, international financial reporting standards (in particular, IFRS 9);

knowledge of English;

knowledge of the theory of operational risk management

Responsibilities:

identification and assessment of credit risks and validation of the calculation of the internal credit rating, verification of the signs of grouping corporate counterparties in accordance with the Bank's internal acts, within the framework of:

indicative consideration of the loan application;

carrying out banking expertise;

changes in the terms of financing for credit instruments;

when considering the issue of recognition of a credit instrument

assignment of rights of claim to a third party, with the use of rehabilitation procedures and restructuring of loans in the framework of work with disturbing and problem assets of the Bank;

carrying out comprehensive field monitoring.

regular and timely identification and assessment of the Bank's operational risks associated with the direct activities of the division, and bringing relevant information about the most significant of them and proposals for their minimization to the attention of the management, the Bank's bodies and the Bank's operational risk management division, when they make decisions , as well as their indication in the process of general bank risk identification in the manner prescribed by the Bank's internal acts;

conducting stress tests of calculation of the loan portfolio provisions for the impact on the risk profile of the borrower / credit instrument (stages, provisions, rating), taking into account possible hypothetical scenarios that could negatively affect the Bank's provisions;

providing an opinion on the financial condition of the issuer for corporate clients of the Bank's investment portfolio (except for countries when buying / selling government securities)

ensuring the calculation of forecast provisions for individual assets at the stage of banking expertise, making changes to the terms of financing in accordance with the procedure established by the Bank's internal acts for the purpose of assessing the impact of the transaction on the Bank's financial performance;

checking the reasonableness of determining whether there are objective signs of impairment of loans issued by the Bank, except for loans to a subsidiary, and checking the correctness of the calculation of discounted cash flows on impaired loans in accordance with the Bank's internal regulations;

timely and regular preparation of reports on credit risks and other reports to structural divisions of the Bank, management, authorized bodies and the sole shareholder of the Bank in accordance with the Bank's internal acts, maintaining databases on credit risks;

other functions in accordance with the decisions of the authorized bodies of the Bank, internal acts of the Bank, instructions of the Chairman of the Management Board of the Bank, supervising the Managing Director, Director of the Department.

Send your CV to the following e-mail: raushanzh@kdb.kz

Requirements:

• Higher economic / financial / legal education;

• Required experience in the field of personnel management at least 5 years;

• Knowledge in the field of human resource management: the basics of budget planning and control, total rewards, personnel assessment methods, performance management systems, knowledge in the field of T&D;

• knowledge of the basics of staff recruitment;

• high organizational skills.

Responsibilities:

• Corporate culture / engagement;

• Recruitment and adaptation;

• Learning and development;

• Internal communications;

• Performance appraisal.

Send your resume to vacancy@kdb.kz

Responsibilities:

introduction of new business processes / sub-processes to achieve the strategic goals of the Bank,

optimization and automation of business processes / sub-processes of the Bank;

coordination of work on building the architecture of the Bank's business processes / sub-processes;

description of business processes according to the BPMN 2.0 standard, construction, modeling of business processes;

methodological support of the Bank's internal documents.

Requirements:

at least 3 years - in the sector economy corresponding to the profile of the organization (preferably in Financial institutions and/or government bodies);

at least 3 years - in the professional field or in the fields corresponding to the functional areas of the position;

knowledge of the basics of credit activity, business analysis and construction of business processes, methodology for describing, modeling and managing business processes;

advanced user of Microsoft Office programs (Word, Excel, Visio, Power Point), as well as programs for modeling business processes.

Send your resume to vacancy@kdb.kz

Required work experience: 3-6 years

Responsibilities:

  • ensure uninterrupted operation of the BPM system to automate the business processes of the Bank's core activities by timely execution of orders, elimination of incidents arising during operation, module / functional settings;

• timely updating of the information system after comprehensive testing of the functionality on test instances;

• to carry out measures for the implementation of the information technology development plan

• provide assistance and advice to the Bank's employees regarding the support, configuration and operation of the software used or planned for implementation in the Bank

• take part in working groups for the implementation and refinement of the existing automated functionality within the approved plan for the development of information technology;

• inform the management and employees of the Bank about possible interruptions in the operation of information systems

Requirements

• higher education in the field of IT;

• preferred qualifications: skills in maintenance and implementation of information systems, skills in scripting, skills in reading encodings, skills in software testing, skills in office applications, electronic document management system, ability to work in a team;

• in the professional field or in areas corresponding to the functional areas of the position for at least 3 years;

• level of proficiency in the state language: medium;

• level of proficiency in foreign languages: English-Basic

• Organization of the work process, result orientation, client orientation, communication skills, analytical thinking, effective interaction and proactivity.

Send your resume to vacancy@kdb.kz

Internship

During the year, the Bank recruits young specialists for internships and traineeships.

Who can undertake an internship / traineeship?

  • Young professionals who already have a diploma of higher education;
  • Young professionals with experience in specialized areas;
  • Students of higher educational institutions.

Terms of internship / traineeship:

  1. The duration of the internship is up to six (6) months;
  2. Internship in the Bank is carried out free of charge;
  3. When choosing a place of internship, the specialization and wishes of the trainees are taken into account.

How to participate?

  • Fill out the questionnaire according to the QUESTIONNAIRE application and send it to the email address:  vacancy@kdb.kz, (put "Internship/traineeship" in the subject line)

  • For traineeship, you must provide a referral from the institution.

The selection process

Stage 1: Selection for compliance with the requirements and specifics of the unit is carried out by the Department of Human Resources Management;

Stage 2: Candidates who have passed the 1st stage are invited to an interview with the head of the structural unit;

Stage 3: Candidates who have been interviewed, collect the necessary documents and start an Internship.

What does the internship / traineeship bring?

  • The possibility of acquiring professional competencies, knowledge and skills in various areas of financial and banking activities;
  • The mentors are leading professionals in banking business;
  • Entering the external applicants pool of the Bank.

If you want to do an internship at the Development Bank and get useful professional skills and knowledge, apply now!