The platform will be launched at 10.00 Astana time on the official website www.autonesie.kz. To apply the applicant should have a computer, an electronic digital signature (EDS), Internet and the applicant should choose the automaker in advance. It will be possible to register on the platform only on the territory of the Republic of Kazakhstan.
Applicant's data will be automatically generated from the EDS while submitting the application on the website. The applicant will necessarily have to enter only a phone number, select the automaker and sign the application. The applicant will be able to check the registration of the application on the website through the «Personal Account».
It is important to note the platform forms a pool of Program participants, does not determine the order in which a car is issued at the Dealership Centers and a loan from Banks participating in the Program. It is not possible to change the automaker after the application has been submitted.
As a reminder, the Preferential Car Loan Program was launched in May 2022. 100 billion tenge were allocated for its implementation to second-tier banks (Halyk Bank of Kazakhstan JSC, Forte Bank JSC, Bank CenterCredit JSC and Eurasian Bank JSC). More than 12.6 thousand cars were purchased with these funds. The average size of a car loan amounted to 7.8 million tenge.
For the present time the amount of accumulated funds from the repayment of existing car loans through Industrial Development Fund JSC is 7.6 billion tenge. Considering these data, up to 761 applicants will be able to register on the first launch of the pilot platform. When this number of applicants is reached, the acceptance of applications on the platform will be automatically terminated, and the "Apply" function will become inactive.
In the future applications will be accepted on the platform on a monthly basis and will allow more than 100 applicants to be registered.
It should be noted the application may be rejected in the following cases:
1. If the applicant is already received a car loan on the Program;
2. If the applicant has an up-to-date application on the platform.
The platform for receiving applications on the Preferential Car Loan Program will allow both applicants and automakers, banks participating in the Program to track the status of the application in an online format from the moment of submission to the moment of issuance of the car and will also ensure transparency of the implementation of the Program.
The terms of the Preferential Car Loan Program remain unchanged:
• the cost of 1 car is not more than 15,000,000 (fifteen million) tenge;
• the amount of financing – not more than 10,000,000 (ten million) tenge;
• financing period – no longer than 7 years;
• initial payment - from 0%;
• lending currency - tenge;
• the interest rate is 4% per annum, while the annual effective interest rate should not exceed 7.5% per annum, considering the costs of the final borrower for insurance and registration of vehicles (including collateral);
• the final borrowers cover the costs of insurance and registration as collateral
of passenger vehicles of domestic production.
The list of automakers participating in the Program:
• SaryarkaAvtoProm LLP
• Hyundai Trans Kazakhstan LLP
